Mini-me.
Mini-me Money · for iPhone and Android

You have questions about your own money that can be difficult to answer.

Not “how much did I spend on coffee.” The real ones: how much of your pay is surplus? Can that surplus pay off a credit card? How much of last year’s surplus made it into retirement? What does your position look like if you stop working in March? Mini-me Money keeps real books from every account, so you can just ask.

Try it on demo data See pricing
Coming soonApp Store Coming soonGoogle Play

What asking actually looks like.

“Across all eleven accounts, what did I actually clear last year?”
From the ledger
An income statement over any period, with transfers between your own accounts netted out instead of counted twice. Because business-grade books sit underneath it, the number ties.
“If I max the 401(k) and rent goes up 6%, where does next year end?”
From the ledger
A projection built from your own recurring flows, not a generic model, and you can change the assumptions and run it again.
“What did my paycheck actually turn into, month by month?”
From the ledger
Your pay stub broken down line by line: withholding, the match, the HSA, the FSA, and where each piece landed.
The answers come from your books. Your AI assistant is how you reach them: Claude, ChatGPT or any app that speaks MCP, connected to your own Mini-me Money on your say-so.

The app is where the answers come from.

You link your accounts in Mini-me Money and work there: reviewing transactions, fixing a category, checking a balance, opening a statement. All of that runs on the accounting engine inside the app, which keeps your books current as things sync.

Your assistant reads that same engine. It isn’t a separate brain with an opinion about your money; it’s another way into the books the app already keeps, for the questions no screen has been built for yet.

Accounts link in the app

Plaid where it works, an uploaded statement where it doesn’t. Same books either way.

You keep it straight in the app

Reviewing and recategorising is a button. No prompt to write, nothing to remember.

One accounting engine underneath

Balance sheet, income statement, cash flow, over any period. The app and your assistant read the same numbers.

Projections from your own flows

Forward views you can change an assumption in and re-run.

MONEY / ASK
An income statement in WeOS: revenue and expense accounts by month, with the next two months projected from the books.

Plainly, before you connect a single account.

It’s your database, not a row in mine

One instance per person, open formats, full export, open-source core. If this went away, your books would still open.

Read-only, and no money moves

Bank links read balances and transactions. They cannot move money, and Mini-me Money never touches a payment.

If an account can’t be linked, upload it

Drop in the statement and Mini-me Money works out which account it belongs to, then books it like any other. Nothing gets left out because Plaid doesn’t cover it.

Your assistant reads only when asked

The app is fully usable without one, and the numbers always come from the ledger rather than the model.

Keep the spreadsheet running

Everything exports. Run both for a quarter and keep whichever one you actually open. Start with two accounts, not eleven.

Pricing

Free to keep the books. Pro to keep them in sync, and to ask them anything.

Free
$0
For as long as you use it
  • Upload statements from any bank or card
  • Transactions categorise themselves, and fixing one is a button
  • Balance sheet, income statement and cash flow, over any period
  • Net worth, and a full export of everything
Pro
$8.99 / month
or $89.99 a year · 7-day free trial
  • Everything in Free
  • Bank sync through Plaid: linked accounts bring in new transactions on their own
  • Connect your own AI assistant (Claude, ChatGPT or any app that speaks MCP) and ask your books anything

Pro is bought in the App Store or on Google Play. It renews each month or year until you cancel it in your store account settings. If Pro ends, sync pauses and every transaction you already have stays.

The demo

Try it before you connect anything.

The demo is the same app, running on seeded data and a sandbox bank account. Categorise transactions, open the statements and break a pay stub apart without linking anything real.

Open the demo

Questions people actually ask.

What if Plaid doesn’t support one of my accounts?
Upload the statement instead. Mini-me Money reads it, works out which of your accounts it belongs to, and books the transactions exactly as it would for a linked one. Some accounts work that way permanently.
Do I have to categorise everything myself?
No. Transactions categorise themselves, and correcting one is a button rather than a form. The correction sticks.
How far back can it go?
As far back as you have statements. Linked accounts bring their available history, and anything older you can upload, so you can close out a year that’s already finished.
Do I need to know accounting?
Not at all. The statements are already built and everything is labelled in plain words. The accounting is why the answers are right, not something you have to operate.
What does Pro add?
Two things. Bank sync: Pro links your accounts through Plaid, so new transactions arrive on their own. And your AI assistant: connect Claude, ChatGPT or any app that speaks MCP to your books, and ask them anything. Pro starts with a 7-day free trial, bought in the App Store or on Google Play.
Which AI assistants work?
Any assistant that can connect to an MCP server, such as Claude or ChatGPT. You use your own assistant account, and it reads your books only when you ask it to.
How do I delete my account?
In the app, open Settings and choose Delete account. The support page says what is deleted, and how to ask by email instead.

Start with the question that’s been bothering you.

Mini-me Money is on its way to the App Store and Google Play. Until it lands, the demo runs in any browser: sign in with demo@weos.cloud and the password demo.

Open the demo